Please refer to our Privacy policy for important information on the use of cookies. By continuing to use this website, you agree to this.
Diagram showing the simple payday loans application process

Apply Online Now!

Existing Customers Click Here

Verisign Logo

Helpline: 0800 652 4661*

Cash Loans

Apply online in minutes and get same day money!

Am I eligible?

Are you over 18 and employed full time in the UK?

Are your wages paid directly into your bank account?

Do you have a debit card for this bank account?

Then Yes! Apply online
now & get an instant
decision.

How much will the loan cost me?

Drag the slider until you reach the amount you want to borrow.

Borrow: + Interest:    = Total to Repay: on your next payday.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

All loans are subject to status and affordability.
Customers must be over 18 and resident in the UK.
New customers can be approved for up to £500. However, once you've established a payment record you may be eligible for a credit limit increase up to £800, subject to status and earnings.

Online Cash Loans Give you the Speed you Need when it comes to Paying for Emergency Expenses

An online cash loan is a small, short-term loan that is deposited directly into your bank account. Cash loans are also known as cash advance loans, payday cash loans, or even just payday loans.

A helping hand with short-term credit needs

Payday loans are short-term loans used when you need extra cash now and are able to repay it on payday. They, therefore, serve people who have a temporary need for credit and want an instant solution to gain access to some quick cash to solve their month end money needs.

If you have an emergency expense to pay and can’t cover it with what’s left of last month’s salary, but will be able to once you’re next paid, then quick cash loans could help solve your short-term credit problem.

To be eligible for payday cash loans you need to be over 18 years of age, a UK resident, employed full time, earning £750 a month or more after tax, and have a debit card for the account your wages are paid into.

Easy application and Fast Loan Payout

At Payday Express we provide instant payday loans to get you your cash loan fast. Our application form is short and simple and you can receive an approval decision within a few minutes while applying online. Once approved you can then submit an e-signature on the Electronic Credit Agreement. We transfer funds every 45 minutes 7 days a week and most customers will get their money transferred within 45 minutes of completing the application, subject to status, or at least the same working day.

Cash when you need it

So, if you have run low on cash before your payday, or, if you have something you need money for now and payday is too far away, then online cash loans may offer the right solution to your short term credit need by topping up your bank account with the cash you need instantly.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

Latest News

image
Businesses and shoppers benefit from discount card scheme

18th May 2012

A new discount card scheme operating in north Lincolnshire has been hailed a success by traders and shoppers.

image
Canny consumers willing to spend time researching online

17th May 2012

British consumers, along with shoppers in countries around the world, have altered their buying habits and now carry out research online before committing to a new purchase.

image
New accounts said to offer savers a 'real alternative'

17th May 2012

A new entrant to the UK's retail banking sector has claimed its accounts offer a "simple and straightforward" way of saving, unlike the established names on Britain's high streets.