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Diagram showing the simple payday loans application process

Apply Online Now!

Existing Customers Click Here

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Helpline: 0800 652 4661*

Instant Payday Loans

Apply online in minutes and get same day money!

Am I eligible?

Are you over 18 and employed full time in the UK?

Are your wages paid directly into your bank account?

Do you have a debit card for this bank account?

Then Yes! Apply online
now & get an instant
decision.

How much will the loan cost me?

Drag the slider until you reach the amount you want to borrow.

Borrow: + Interest:    = Total to Repay: on your next payday.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

All loans are subject to status and affordability.
Customers must be over 18 and resident in the UK.
New customers can be approved for up to £500. However, once you've established a payment record you may be eligible for a credit limit increase up to £800, subject to status and earnings.

Get an Instant Payday Loan when you Need Cash Fast

Instant payday loans are short term cash loans that get you cash as soon as you need it.

No more faxing

In the past, to apply for a payday loan, you had to send in a manual application form along with a whole raft of documents via post or fax and then await a manual approval decision. Customers would often find that they hadn’t sent in all the required documents, or the faxed copies were not of adequate quality and had to be re-sent, and the application process could span across a few days, not to mention involve significant effort on the part of the customers.

However, when you need emergency cash, to get the car you use to travel to work back on the road, or repair a broken boiler in winter, for example, you don’t want the hassle of faxing a load of documentation and having to wait ages for an approval decision.

An instant payday loan would make life’s little emergencies a lot easier to deal with. This is why we at Payday Express made it our aim to offer instant payday loans no faxing required.

Online Saves Time

In order to be able to offer you an instant decision loan we took our application online and we introduced credit and identity verification checks to our online application process. This means that the wait for an approval decision is now seconds, rather than hours or days.

Cash in Your Account Today

Not only do we offer instant decision loans, but we also offer same day transfers, in order to remove the wait for cash that is needed fast. In this way we provide instant cash loans that make cash available to you when you need a bit of extra month end money.

Representative Example

If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.

All loans are subject to status and affordability. Customers must be over 18 and resident in the UK.

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